SOFCU Community Credit Union : Mortgage Rates

Mortgage Rates

The below quoted interest rates, annual percentage rates (APRs), and discount points are our best quotes and are subject to personalized pricing based on your specific loan program and credit history, and are subject to change without notice. This is not a commitment to make a loan, nor is it a guarantee that you will receive specific rates or points if you are approved for a loan. Your interest rate is not guaranteed until locked and written confirmation is received from the lender. The interest rate on Adjustable Rate Mortgage (ARM) loans may increase after consummation.

Oregon Community Mortgage offers many loan programs with varying downpayment requirements. The minimum downpayment requirement is 3% and can vary with different loan programs and options.

To learn more about our available loan programs, call us at (541) 267-5115 or send us an e-mail us at info@oregoncm.com.

Enter your loan amount below and click "go" to see your proposed principal and interest
payment.

Loan Amount:

Program Name	Rate	Points	APR	Payment
40 Year Fixed (Conforming)	4.625%	1.00%	4.805%	$0.00
30 Year Fixed (Conforming)	3.875%	1.00%	4.039%	$0.00
20 Year Fixed (Conforming)	3.625%	1.00%	3.909%	$0.00
15 Year Fixed (Conforming)	3.125%	1.00%	3.406%	$0.00
10 Year Fixed (Conforming)	3.000%	1.00%	3.515%	$0.00
USDA Rural Dev (Conforming)	4.125%	1.00%	4.886%	$0.00
5/1 ARM (Conforming)	3.500%	1.00%	2.869%	$0.00
3/1 ARM (Conforming)	2.875%	1.00%	2.464%	$0.00
1 Year ARM (Conforming)	2.375%	1.00%	2.430%	$0.00
Construction (Conforming)	5.750%	1.00%	5.872%	$0.00
Land Only (Conforming)	6.250%	1.00%	6.525%	$0.00
MH Setup (Conforming)	6.250%	1.50%	4.381%	$0.00

= Special Program

Rates are subject to change without notice.
Rates last updated on 02/03/2012.