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Mortgage Rates
The below quoted interest rates, annual percentage rates (APRs), and discount points are our best quotes and are subject to personalized pricing based on your specific loan program and credit history, and are subject to change without notice.    This is not a commitment to make a loan, nor is it a guarantee that you will receive specific rates or points if you are approved for a loan. Your interest rate is not guaranteed until locked and written confirmation is received from the lender.    The interest rate on Adjustable Rate Mortgage (ARM) loans may increase after consummation.

Oregon Community Mortgage offers many loan programs with varying downpayment requirements.    The minimum downpayment requirement is 3% and can vary with different loan programs and options.    

To learn more about our available loan programs, call us at (541) 267-5115 or send us an e-mail us at info@oregoncm.com.

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Program Name Rate Points APR Payment  
40 Year Fixed (Conforming) 4.625% 1.00% 4.805% $0.00  
30 Year Fixed (Conforming) 3.875% 1.00% 4.039% $0.00  
20 Year Fixed (Conforming) 3.625% 1.00% 3.909% $0.00  
15 Year Fixed (Conforming) 3.125% 1.00% 3.406% $0.00  
10 Year Fixed (Conforming) 3.000% 1.00% 3.515% $0.00  
 USDA Rural Dev (Conforming) 4.125% 1.00% 4.886% $0.00
5/1 ARM (Conforming) 3.500% 1.00% 2.869% $0.00
3/1 ARM (Conforming) 2.875% 1.00% 2.464% $0.00
1 Year ARM (Conforming) 2.375% 1.00% 2.430% $0.00
 Construction (Conforming) 5.750% 1.00% 5.872% $0.00
 Land Only (Conforming) 6.250% 1.00% 6.525% $0.00
 MH Setup (Conforming) 6.250% 1.50% 4.381% $0.00
= Special Program
Rates are subject to change without notice.
Rates last updated on 02/03/2012.
SOFCU Community Credit Union
1551 Harbeck Rd., Grants Pass, OR  97528
Direct:  (541) 471-8602
Fax:  (541) 955-8671
mortgage@oregonfirstccu.org
Copyright © 2012 SOFCU Community Credit Union
An Affiliate of First Community Credit Union
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